Bridge the Gap Between Paychecks Get Cash Fast

Same Day Approval

Welcome to Credit 4 You

We offer quick and secure pay-day loans

Our payday loans are designed to be paid back in a short period of time, usually within six or twelve payments. The application process is easy and secure. All you need to do is fill out our online application and complete the Instant Bank Verification (IBV). We understand that your information is important, that's why we use state-of-the-art encryption technology to keep your information safe.

No Credit Score Checks

We do not perform credit checks.

Flexible Payment Amounts

Depending on the frequency of your paychecks, you can repay your loan in 6 or 12 payments.

Safe & Secure Process

We are a certified lending company with the Office de la Protection du Consommateur (OPC).

How to apply

Our Pay Day Loan Process

The interest rate of 15% is applied to the amount you borrow. Here are the requirements in order to be eligible for your loan.

Applicant must be 18 years of age or older.
Applicant must be a resident of Canada.
Applicant must have a stable income for a minimum of 4 months.
Applicant must receive their income by direct deposit into a Canadian bank account.
Applicant must have a minimum income of $2,000 per month.
Applicant must not have filed for bankruptcy in the last 6 months or consider filing for bankruptcy or a consumer proposal in the next 6 months.

Read and Acknowledge The Credit4You Terms & Conditions

Fill Out Our Application Form

Complete Instant Bank Verification Process (IBV)

Same Day Approval, Get Your Money Transferred To You In 24 Hours

Important Information

A Few Words From Our Company

Please borrow responsibly. We offer you a way to help you in difficult times. However, the interest rate is higher than the rate of local banks. If you’re in need of quick cash, our payday loans are the perfect solution. With easy and secure online applications, fast approvals, and flexible repayment options, we’re here to help you get the cash you need, when you need it. Apply now and get the money you need today.

Trusted Company

Frequently Asked Questions

Questions You May Have

Our team listed questions to answers you may have. If you have any further questions regarding your application or payment plan please feel free to contact us.

How Do I Apply?

You can apply online by filling out our online application form. For more information feel free to contact us at contact@credit4you.ca
What are the rates and fees offered?

The rate offered is 15%. Fees will vary dependent on the approved loan.
What is an IBV?

Instant Bank Verification (IBV) is the latest technology used by banking institutions. It allows us to obtain a copy of your bank statement and to confirm your information. With this system, you do not have to send us any documents, which allows us to approve you even faster.
How long will it take to get my loan?

Once the application form and IBV is filled out, we will process your loan the same day.

Get in touch with us

Have questions? Contact us.

Call Us

(226) 796-0710

Email Us

contact@credit4you.ca

Welcome to Credit4You, we provide loans at a very reasonable interest rate and help you achieve your financial goals.